{"id":480,"date":"2021-10-08T05:44:00","date_gmt":"2021-10-08T05:44:00","guid":{"rendered":"https:\/\/rideorfi.com\/?p=480"},"modified":"2021-10-08T10:47:50","modified_gmt":"2021-10-08T10:47:50","slug":"interview-with-29-year-old-retiring-by-35","status":"publish","type":"post","link":"https:\/\/rideorfi.com\/?p=480","title":{"rendered":"An Interview With a 29 Year Old Designer Retiring by Age 35"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">Interview: Catie T. @millenialmoneyhoney<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\">What do you do?<\/h2>\n\n\n\n<p>I&#8217;m a visual designer working at a big tech company by day and spreading the concept of Financial Independence through my platform, <a href=\"https:\/\/www.millennialmoneyhoney.com\/about\">Millennial Money Honey<\/a>, by night.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What&#8217;s your age?<\/h2>\n\n\n\n<p>29 years old<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Where do you live?<\/h2>\n\n\n\n<p>Los Angeles, California<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Salary?<\/h2>\n\n\n\n<p>$65\/hour, annualized that&#8217;s about $125K\/year<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">When did you learn about FIRE? (If you don&#8217;t know what FIRE is, <a href=\"https:\/\/rideorfi.com\/?p=57\">read more here<\/a>)<\/h2>\n\n\n\n<p>In December 2019, when a friend sent me an article to <a href=\"https:\/\/www.mrmoneymustache.com\/\">Mr. Money Mustache&#8217;s blog<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why do you want to reach financial independence?<\/h2>\n\n\n\n<p>I&#8217;d love to spend more meaningful, quality time with my last remaining grandparent, my parents, and friends who I never get to see. I&#8217;d rather live more frugally to be able to buy time ASAP with the people I love.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How do you currently have your money allocated?<\/h2>\n\n\n\n<p>I&#8217;m almost all in on stocks, mostly through low-cost total market index funds. 80% US stocks, 5% International Stocks, 5% Cash, 5% Fun (crypto)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Average savings rate?<\/h2>\n\n\n\n<p>For 2021, my average monthly savings rate is 79%. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What has been the most difficult part in this journey?<\/h2>\n\n\n\n<p>The hardest part, once you&#8217;ve automated everything and your systems are in place, is having the patience to wait YEARS before you can retire early. I can almost taste it but I do not.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">At what age do you expect to hit FI and have the option to retire?<\/h2>\n\n\n\n<p>In about 6 years, I&#8217;d like to be retired by 35.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">If you could offer someone a piece of advice to help them on their path to FI, what it would be?<\/h2>\n\n\n\n<p>Everyone&#8217;s path to FI looks different, try not to compare, it&#8217;s the thief of joy! Just start. Track your money, figure out your own numbers and what you need to do to get there. Even if you didn&#8217;t start investing until now, if you can retire at 60, that is still early!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">If others want to follow your FIRE journey, where can they find you?<\/h2>\n\n\n\n<p>You can visit me on my website <a href=\"https:\/\/www.millennialmoneyhoney.com\/\">Millennial Money Honey<\/a> or on social media: <a href=\"http:\/\/instagram.com\/millennialmoneyhoney\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a>&nbsp;\u2022&nbsp;<a href=\"http:\/\/www.youtube.com\/catiet\" target=\"_blank\" rel=\"noreferrer noopener\">Youtube<\/a>&nbsp;\u2022&nbsp;<a href=\"https:\/\/www.tiktok.com\/@millennialmoneyhoney?\" target=\"_blank\" rel=\"noreferrer noopener\">TikTok<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Interview: Catie T. @millenialmoneyhoney What do you do? I&#8217;m a visual designer working at a big tech company by day and spreading the concept of Financial Independence through my platform, Millennial Money Honey, by night. What&#8217;s your age? 29 years old Where do you live? Los Angeles, California Salary? $65\/hour, annualized that&#8217;s about $125K\/year When [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":482,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_mo_disable_npp":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[28,26,33,29,27,35,32],"class_list":["post-480","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing-money","tag-financial-independence","tag-fire","tag-personal-finance","tag-retire-early","tag-retirement","tag-savings","tag-wealth"],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/rideorfi.com\/wp-content\/uploads\/2021\/10\/sasha-freemind-frq5Q6Ne9k4-unsplash.jpg?fit=1920%2C1280&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/rideorfi.com\/index.php?rest_route=\/wp\/v2\/posts\/480","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rideorfi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rideorfi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rideorfi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rideorfi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=480"}],"version-history":[{"count":5,"href":"https:\/\/rideorfi.com\/index.php?rest_route=\/wp\/v2\/posts\/480\/revisions"}],"predecessor-version":[{"id":486,"href":"https:\/\/rideorfi.com\/index.php?rest_route=\/wp\/v2\/posts\/480\/revisions\/486"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rideorfi.com\/index.php?rest_route=\/wp\/v2\/media\/482"}],"wp:attachment":[{"href":"https:\/\/rideorfi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=480"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rideorfi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=480"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rideorfi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=480"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}